If you’re still looking for your dream school, head over to NACAC’s College Openings Update. This list of colleges still accepting applications is released annually and serves as a reminder that plenty of colleges are happy to welcome students rather than rejecting them. The database allows you to search on numerous criteria including location and availability of financial aid. Now…

April is Financial Literacy Month, so I’m writing about general financial topics this month. Today’s topic: the power of compounding. The power of compounding is what makes long-term savings so beneficial. It’s also what makes debt so costly. You’ve probably heard the saying, “Compound interest is the eighth wonder of the world. He who understands it, earns it; he who…

A client’s former advisor told her that she should save $800,000 per child for college. None of my initial reactions to that were appropriate for a client meeting, but how much should you save for college is an important question for a lot of families so let’s dig into that. First, why do advisors tell people that they need to…

April is Financial Literacy Month, so I’m writing about some general financial literacy topics. Today’s topic: Pre-Tax and Roth retirement savings, Health Savings Accounts, and how to decide which to use. Saving can be hard. Not just because you have to come up with money to save, but because once you do, you have a bewildering range of choices. So…

Before your student chooses a college — or starts dreaming of an unaffordable one — here’s some data they need to see. A 2026 survey of over 12,000 students found that of those currently holding student debt, 71% already regret their decision to borrow — suggesting the reality of interest rates and repayment terms is hitting home far sooner than…