April is Financial Literacy Month so I’m talking about some general personal finance topics that might be of interest to you and your students. Today I’m writing about the savings hierarchy: what savings accounts should you have, and what goes into each one? The savings hierarchy fits within the overall hierarchy of financial needs. You’ve seen these types of pyramids…

April is Financial Literacy Month and you probably (hopefully?!) have just done your taxes, so now seems like a good time to talk about the tax benefits of 529 plans — and there are lots! These tax benefits add up to significant additional dollars available for college, so much so that it’s surprising that only about 1/3 of families saving…

April is Financial Literacy month, so I’m going to write about some broader topics that might be helpful to you and your student. Starting with credit scores: what are they, how do you get one, why do you care? My friend Jennifer, who’s also a financial advisor, says that a credit score is the adult version of an SAT score….

If I had a Top 10 list of frequently-asked questions, this would be on it. When are college costs actually due, and how do you pay them? Is that actually two questions? Your first college payment is the deposit, paid when you accept admission — normally on or before May 1. Usually this is a nominal amount (relative to total…

Did you get waitlisted at your top choice school? Here’s what you need to know. This year’s waitlist season unfolds against a significant backdrop: 2026 marks the beginning of the “enrollment cliff,” the long-anticipated drop in college-age students driven by declining birth rates after the 2008 recession. It is projected that the number of 18-year-olds entering college will drop by…