The College Financial Lady Podcast

It’s 2020 so I have a podcast. For me it’s an opportunity to explore a broader range of college-related topics. My latest episode is an interview with college admissions consultant Julia Surtshin where she offers some fantastic guidance on the application process in the COVID era: how to find good fits when you can’t visit, test-optional admissions, and letting go…

College Planning After a Divorce

Students whose parents are divorced have some planning opportunities if the exes are willing to cooperate. The first step is of course to understand the planning areas. And the first step of that first step is to understand a key definition: “custodial parent.” Custodial parent is used in two primary places for college purposes, and in ways that are completely…

EFC Formula Guide for the 2021-2022 FAFSA

The FAFSA won’t be available until Oct. 1 but in the meantime you can download the EFC Formula Guide for the current year and calculate your Expected Family Contribution. This year’s FAFSA EFC formula includes nominal inflation-related adjustments to the Income Protection Allowance, Adjusted Net Worth of a Business or Farm, and Assessment Rates and, for the first time in…