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The Federal Employment and Enrollment Report

Every year in October, the Bureau of Labor Statistics gathers information on college enrollment and workforce participation; every April, the “College Enrollment and Work Activity of Recent High School and College Graduates” report, based on that data, is released. This year’s report shows that the pandemic has impacted young Americans’ future planning pretty dramatically. 61.8% of 2021’s high school graduates…

The Power of Compounding

April is Financial Literacy Month so I’m writing about general financial topics this month. Today’s topic: the power of compounding. The power of compounding is what makes long-term savings so beneficial. It’s also what makes debt so costly. As Albert Einstein (yes, that Albert Einstein) said, “Compound interest is the eighth wonder of the world. He who understands it, earns it;…

Pre-Tax or Roth: How do I Choose?

April is Financial Literacy Month, so I’m writing about some general financial literacy topics. Today’s topic: Pre-Tax and Roth retirement savings and how to decide which to use. Saving can be hard. Not just because you have to come up with money to save, but because once you do, you have a bewildering range of choices. So many that a…

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