Next year’s FAFSA will be available on Oct. 1. That doesn’t mean you need to rush online and complete it on Oct. 1. Here are a few things that should factor into your timeline for completing it. Continue reading Preparing for the FAFSA
Category Archives: Application Process
Some College Statistics to Pay Attention To
Here is a great article from DIY College Rankings explaining some statistics that lead to lower college costs.
EFC vs Net Cost
Families who are a few years out from college should calculate their EFC, but as college approaches and students start identifying schools they’re interested in, net price calculators become far more valuable. There can be vast differences between EFC and net price, and even significant school-to-school differences in net price due to different aid policies. Continue reading EFC vs Net Cost
What to do this Summer
Another school year is drawing to a close, meaning that free time and mental bandwidth are about to become available for many students. Here are some things high school students may want to spend some time on this summer: Continue reading What to do this Summer
NACAC College Openings Update
We’re so conditioned to seeing college acceptances as a scarcity that the NACAC College Openings Update list showing schools that have openings for freshmen as of May 1 may come as a surprise to some. Continue reading NACAC College Openings Update
How Do Students End Up Owing So Much?
Most students and families don’t go into the college process intending to graduate with debt in the high five figures. So how does it happen? Here is a great article explaining common mistakes families make in the college planning process that lead to increased borrowing and debt loads.
About All That Mail…
Does your mailbox look like this each day?
Negotiating an Aid Award
When it comes to negotiating and aid award, it’s helpful to understand both how the Professional Judgment (PJ) process works and how negotiating in general works.
With the PJ process, the school has a specific set of constraints and you must work within them. The Department of Education allows schools to make adjustments “on a case-by-case basis only to adjust the student’s cost of attendance or the data used to calculate her Continue reading Negotiating an Aid Award
Steps Towards College Cost Clarity
This article from Ron Lieber at the New York Times highlights some recent bipartisan efforts to help students and families better understand the cost of college. (As he points out towards the end, even if these come to no avail, the information is available to those who seek it.)
FAFSA FAQs 2
Q: I won’t qualify for financial aid. Do I need to fill out the FAFSA?
A: Yes! Regardless of whether you think you’re eligible for aid, you should complete the FAFSA. You have to complete it if you (or your student) intends to take out federal student loans, which are available to anyone regardless of need. If you have any intention of borrowing, the Direct Student Loan should be your starting point. Plus, some Continue reading FAFSA FAQs 2
