Before your student chooses a college– or starts dreaming of an unaffordable one– here’s some data they need to see. A recent Harris Poll on behalf of CNBC Make It’s “Middle-Aged Millenials” series showed that more than half of older millenials– those aged 33-40– regret taking out student loans. Of 1,000 such adults surveyed, the average amount borrowed was just under $22,000, and less than 1/3 have fully repaid their loans.

The survey also includes considerable data about loans’ impact on these adults’ lives. Less than 1/3 said that their debt did not restrict their life choices “in any way” while about 1/4 said that debt limited their ability to save or delayed purchase of their first home.

Read all about it here.