I keep seeing LinkedIn posts from financial advisors going into great detail about why they don’t recommend 529s for their clients. And I hear countless stories of families who don’t have college savings, largely because someone told them not to use a 529. Here’s the thing: there are tons of great reasons to use 529s. The simplest is, you’ll have…

Did you get a 1098-T and a 1099-Q among your tax documents? If so, here’s what you need to know about them. Form 1098-T is a tuition statement that students receive from their college. It serves two primary purposes: Form 1098-T isn’t filed with your taxes; instead, you use the information to file and then keep it for your records….

If you’ve been reluctant to fund a 529 college savings account because you heard it hurts you in the financial aid formula, here’s the real truth: 529s are a powerhouse when it comes to financial aid. Yes, your student’s 529 is an asset that is reported on the FAFSA and CSS Profile. This means that about 5% of its value…

Happy 2026! Did you make any New Year’s resolutions? Research shows that the vast majority of New Year’s resolutions fail, with 80% failing by mid-February. Research also shows several common reasons why: With that in mind, here are some achievable New Year’s resolutions for parents with college-bound kids of any age. A few specific to families of high school students:…

‘Tis the season, and with all the holiday trimmings comes the often-fraught topic of gifts. If you mean it when you say, “Please, no more toys!” then you will want to make sure your 529’s gifting page is set up. One of the best ways to increase your college savings is to make it easier for others to help you…