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529 Plans’ Target-date Funds

CollegeFinancialLady
January 12, 2014
0 min read

The Oregonian’s Brent Hunsberger gives a great explanation of why target-date funds or age-based portfolios can be problematic:  http://www.oregonlive.com/finance/index.ssf/2014/01/conservative_age-based_funds_i.html#incart_river

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Merit Aid: Important for Parents of Current Seniors

CollegeFinancialLady
January 10, 2014
1 min read

The biggest aid dollars come from the schools themselves in the form of merit aid, and sometimes it takes an extra step or two to be considered for a school’s merit aid. I’ll discuss merit aid in detail in a future post because if you’re a parent of a current senior who plans to go to college in fall 2014,…

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Can I still get a 2013 tax deduction for 529 plan contributions?

CollegeFinancialLady
January 9, 2014
1 min read

Oregon residents who contribute to the Oregon 529 Plan can take a state tax deduction for contributions made up until April 15 (or when you file your taxes, if earlier). If you intend to make a 529 plan contribution in the first quarter of this year and did not contribute the maximum deductible amount ($4,455 for joint filers or $2,225…

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January is FAFSA season

CollegeFinancialLady
January 7, 2014
1 min read

If you have a student who will be in college in the fall of 2014, now is the time to get started on the FAFSA, available online at https://fafsa.ed.gov/ . If you’re new to the FAFSA, here are some things to know: –          You can file any time up until your state’s or school’s deadline. Click here to find your…

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The College Financial Lady

The College Financial Lady

Hi, I’m Ann Garcia, CFP®, the College Financial Lady. I’m a fee-only, fiduciary financial advisor. I help families plan and finance affordable college education. I’m also a mom to college-aged twins, so I’m right there with you.

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