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Considering Different Offers

Since it’s college acceptance season, there are a lot of great articles out there about evaluating offers. Apologies for offering less original content here but reinventing the wheel doesn’t help. Here is a great article from the New York Times that will help you be a more informed consumer of your various offers.

About Appealing Aid Awards

(Is that alliteration or what?) Did you get an aid award that’s not what you’re hoping for? Recently the New York Times wrote about appealing financial aid awards. For the article, Ron Lieber sent a questionnaire to aid officers at some of the priciest private schools asking about their appeals process. Occidental College’s completed questionnaire is extremely helpful for understanding…

Divorced Parents and Aid Applications

Divorced parents tend to have a number of questions about aid issues and college applications in general. Let’s start with the basics: Do both parents’ incomes count? And what about new spouses’? As is so often the case, the answer is different depending on the aid form. The FAFSA is simple so let’s start there. The FAFSA only counts the…

The “E” in EFC

So you’ve calculated your EFC and are breathing a sigh of relief, telling yourself, “We can do this.” Hold on a second. “E” is “Expected,” not “maximum” or “guaranteed” or anything like that. There is no requirement that your school of choice meets your financial need, or if it does, that loans aren’t part of the aid package. That’s why…

Lucky You: Grandparents Want to Help

If you are among those fortunate individuals whose parents want to help pay for their grandchild’s education, it’s worth figuring out the best way for them to do so in order to avoid the law of unintended consequences. In the college world, unintended consequences include losing financial aid as a result of a grandparent’s gift. First, you need to know…

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